Our Commitment to Data Privacy

1. Privacy Policy (Simplified Draft)

Privacy Policy

Last Updated: [insert date]

PointZero Risk Intelligence (“PointZero,” “we,” or “us”) is committed to protecting the privacy of our clients, partners, and website visitors. We do not collect personal data directly from individuals unless explicitly provided via contact forms or communication initiated by you.

Any risk intelligence or analytical data used by PointZero is derived solely from aggregated, anonymized, or de-identified information provided through Biometrica’s systems and its clients.

We do not access, store, or process personally identifiable information (PII) or biometric data.

Information We Collect:

Contact information if you submit it voluntarily (e.g., via contact form).
Aggregated, anonymized operational data from Biometrica for risk analysis and actuarial insights.

How We Use Your Information:

To respond to your inquiries.
To perform aggregated risk analyses and provide intelligence to Biometrica clients, insurance underwriters, and actuarial teams.
To improve our services.

Data Sharing:

We do not sell or rent personal data.
Aggregated risk data may be shared with Biometrica, Ryan Specialty, Marsh McLennan, and other insurance stakeholders exclusively for underwriting and risk modeling purposes.

Your Rights:

You may request that we delete your contact information from our records by contacting [email protected].
For any questions about this Privacy Policy, please contact [email protected].

2. Terms of Service (Basic)

Terms of Service

By accessing the PointZero Risk Intelligence website, you agree to the following:

This site is for informational purposes only.
PointZero provides risk intelligence and consulting services exclusively to organizations using Biometrica technologies.
Insurance decisions, underwriting, and premium determinations are ultimately at the discretion of insurers.
Information presented on this site does not constitute an insurance offer, guarantee, or contract.
PointZero does not offer or sell insurance directly.

3. Accessibility Statement

Accessibility Statement

PointZero Risk Intelligence is committed to making its website accessible to individuals with disabilities.

We are actively working to improve the usability and accessibility of this website and strive to conform to the Web Content Accessibility Guidelines (WCAG) 2.1, Level AA.

If you experience any difficulty accessing content, or if you require assistance, please contact us at [insert accessibility email] so that we can provide appropriate support.

4. Disclaimer

Disclaimer

PointZero Risk Intelligence provides risk intelligence, consulting, and analytics exclusively for entities utilizing Biometrica solutions.

PointZero is not an insurance carrier or agent. PointZero does not make coverage determinations, issue insurance policies, or guarantee premium reductions.

Risk intelligence insights are designed to assist clients and insurance partners in understanding and managing exposure but do not replace independent underwriting or legal judgment.

PointZero Risk Intelligence